Discover effective strategies to boost your credit score and improve your chances of securing a home loan. From understanding your...
You find the home. We find the best home loan.
Buying a new home? Let ooba find the best home loan deals and provide you with different quotes to compare!
You find the home. We find the best home loan.
Buying a new home? Let ooba find the best home loan deals and provide you with different quotes to compare!
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Choose the Right Home Loan for You
How it Works
Buying a House: Step-by-Step
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Documents you need when applying for a home loan
Employed
- A copy of your ID document
- Latest 3 months payslips (for variable income latest 6 months)
- Latest 3 months bank statements
- A copy of the marriage certificate (if married)
- Copies of Rental Agreements (if any rental income is received)
- Latest 3 months bank statements where rental income is paid into (if any)
- A copy of the Offer To Purchase (OTP)
- A completed and signed application form
Self-Employed
- A copy of your ID document
- Letter from auditor to confirm personal income
- Latest 6 months personal bank statements
- Latest 2 years comparative financials (signed)
- If financials are older than six months, up-to-date signed management accounts
- Personal statement of assets and liabilities
- Your two year IT34 from SARS
- Latest 6 months business bank statements
- A copy of the Offer To Purchase (OTP)
- A completed and signed application form
See How Much You Qualify for Today!
No cost or obligation! No impact on your credit score!
See How Much You Qualify for Today!
No cost or obligation! No impact on your credit score!
Understanding the Home Buying Process
ooba has put together a collection of invaluable articles & FAQs to assist you in understanding the A-Z of the home buying process.
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