HOW IT WORKS

How It Works

01
Register for ooba Bond Indicator home loan pre-approval online in Bloemfontein

Register

Register on the ooba Bond Indicator online. You can invite a second person for a joint assessment.

02
Identity verification step for online home loan pre-approval South Africa

Verification

Your ID is verified based on registration information.

03
Non-invasive credit check for home loan affordability assessment Bloemfontein

Credit Check

A non-invasive credit check is performed by TransUnion and your credit score is displayed.

04
Home loan affordability calculator income and expenses assessment South Africa

Affordability

Insert your income and expenses to determine your home loan affordability.

05
ooba Bond Indicator Certificate showing qualifying home loan amount Bloemfontein

Bond Indicator Issued

Generate your ooba Bond Indicator Certificate showing your qualifying home loan amount.

This is a 100% online, paperless, self-service tool. Quick indication only, not expertly verified.

Still Have Questions?

Our FAQ covers everything from credit scores and deposits to what happens when you are declined.

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