How It Works

Register
Register on the ooba Bond Indicator online. You can invite a second person for a joint assessment.

Verification
Your ID is verified based on registration information.

Credit Check
A non-invasive credit check is performed by TransUnion and your credit score is displayed.

Affordability
Insert your income and expenses to determine your home loan affordability.

Bond Indicator Issued
Generate your ooba Bond Indicator Certificate showing your qualifying home loan amount.

Register
Register on the ooba Bond Indicator online. You can invite a second person for a joint assessment.

Verification
Your ID is verified based on registration information.

Credit Check
A non-invasive credit check is performed by TransUnion and your credit score is displayed.

Affordability
Insert your income and expenses to determine your home loan affordability.

Bond Indicator Issued
Generate your ooba Bond Indicator Certificate showing your qualifying home loan amount.
This is a 100% online, paperless, self-service tool. Quick indication only, not expertly verified.
Still Have Questions?
Our FAQ covers everything from credit scores and deposits to what happens when you are declined.
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